CRA Data

Profile Data Services is a division of Oyster Bay Systems set up to provide pooled payment history
information to credit reference agencies on behalf of individual finance companies.

We can manage your submissions into Experian CAIS, Equifax INSIGHT and CallCredit SHARE.

If you wish to subscribe to any of these services, you can send monthly arrears data to us in any
format that is convenient to you. Our role is to repackage that data into a form that is acceptable
to the CRA.

You will need a contract with your chosen CRA before using the service.

A once-only setup fee is payable, and a fee for each submission is negotiated on the basis of the
number of agreements submitted.